Description
Many financial services providers,
such as credit card issuers and home equity loan providers, have traditionally
focused their business models on encouraging consumers to spend money. However,
a more appropriate model that meets the goals of consumers in these days of
household financial responsibility may be to help consumers find ways to help
themselves spend less, save more, and avoid incurring further debts.
To
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TABLE OF CONTENT
Scope and Themes
What you need to know
Data sources
Consumer survey data
Direct marketing creative
Abbreviations and terms
Abbreviations
Terms
Executive Summary
The market
Figure 1: Incidence of debt in
households, by type of debt, April 2013
Figure 2: Composition of U.S.
consumer debt, Q4 2012
Market drivers
Figure 3: Case Shiller 20-city home
price index, 1/1/2000-4/1/2013
The consumer
Figure 4: Goals and behaviors
concerning debt, April 2013
Figure 5: Agreement with attitudes
toward debt, April 2013
Differences by demographic groups
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